Track personal expenses, split family bills by income, settle IOUs with friends — all in one app. Because when incomes differ, fair doesn't mean equal.
When everyone earns differently, equal splits feel unfair. FamSplit calculates each person's fair share automatically, every month. You can also split equally, by custom %, fixed amount, or individually.
Total bill ₹28,400 · Combined income ₹1,20,000 · Zero arguments at the dinner table.
Personal finance, family splits, IOUs, and AI insights — everything you need to manage money together.
Pro-rata (by salary), Equal, Custom %, Fixed Amount, or Individual — choose per expense. The app calculates every member's exact share instantly.
Declare your actual take-home each month — different from your profile salary. Pro-rata splits update instantly to reflect what you actually earned.
Log expenses across 15 categories with budgets per category. Your savings rate is calculated against your actual monthly income.
Request, approve, or decline settlement proposals. FamSplit tracks who owes whom and months with unsettled balances — no more group-chat arguments.
Track money lent and owed with anyone, even non-users. Split a bill across multiple friends, mark partial settlements, and see net balances instantly.
Create recurring templates for predictable bills (rent, WiFi, subscriptions). Auto-generated daily — choose monthly or weekly frequency with custom day.
Invite members via secure link or phone number. Toggle members active/inactive per month. Each group has its own expenses, income, and balances.
6-month line charts, category donut charts, savings progress rings, and yearly breakdowns for both personal and family spending.
Add multiple expenses at once with bulk entry. Works offline with SQLite cache — everything syncs automatically when you're back online.
Smart category suggestions, personalised monthly spending insights, and a financial advisor chat that understands your actual data, not generic tips.
In-app notifications for settlement requests, invites, and updates. Unread badge counts and push notification support.
Phone-number login with encrypted JWT sessions. Your financial data is never sold, never shared with advertisers, and deletable at any time.
Sign up with your phone number, create a family group, and share the invite link. Or just start tracking personal expenses and IOUs right away.
Add shared or personal expenses — FamSplit splits them by salary, equally, or custom per expense. Track credits and debits with anyone, even if they're not on the app.
Review settlement proposals, approve what's correct, and mark payments done. Recurring expenses auto-generate each month — set them once and forget them.
FamSplit Premium adds AI-powered insights that understand your actual numbers — smart category suggestions, personalised monthly observations, and a financial advisor chat that knows your spending.
Every rupee tracked. Every split calculated fairly. Here's what FamSplit actually looks like.
Track expenses, split bills, settle IOUs — all in one app. Free to start.